学生使用信用卡的英语作文带中文翻译

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学生使用信用卡的英语作文带中文翻译

学生使用信用卡 Credit Cards on Campus

Nowadays, credit cards have beenincreasingly popular on campus in that banks are growingly paying theirattention to students and laying out various policies to cater for studentsneed. People hold different views towards students owning credit cards. As faras I am concerned, it is necessary for students to keep credit cards.

如今，信用卡在校园中已经越来越流行了，因为银行越来越关注学生并制定各种政策来满足学生的需求。对于学生拥有信用卡人们有不同的看法。我觉得是有必要的。

There are reasons accounting for my view.For one thing, it is convenient for students to deal with various financialmatters. Students can use their credit cards to pay their tuition fees andother fares and that is safer than pocket a large sum of money go everywhere.For another, using credit cards is a good way to teach students to improvetheir ability in managing their money and form good habit in spending money.For instance, students who receive their pocket money at the beginning of themonth have to make a plan to spend their money before they consume with thecredit cards, so that they will not suffer from lacking of money at the end ofthe month. In addition, the overdrawing function of the credit cards provides achance for those students who cannot afford their tuition fees to continue toreceive their education.

我认为以下原因能支持我的观点。一方面，它便于学生处理各种财务问题。学生可以使用他们的信用卡来支付他们的学费和其他费用，这比装着一口袋的钱到处走要安全得多。另一方面，使用信用卡可以提高学生管理金钱的能力，并养成良好的`花钱习惯。例如，在月初时学生得到的零花钱必须要在使用信用卡的之前制定计划，这样他们就不会在月底。此外，信用卡的透支功能为那些无法交付学费的学生提供继续接受教育的机会。

Although some students overdrawtheir money from their credit cards to buy luxurious and unnecessary thingsthat will increase their family financial burden, I consider that theadvantages far outweigh its disadvantages.

虽然一些学生透支信用卡来购买会增加家庭经济负担的奢侈品和不必要的东西，但是我认为它的优点远远大于它的缺点。

Thus, I consider that it is necessary forstudents to use credit cards. Besides, they also should be taught to use itproperly and form a correct notion of consume.

因此，我认为学生使用信用卡是有必要的。此外，他们还应该得到教导如何正确使用信用卡，形成正确的消费观念。

求一篇原创的（大学生用信用卡）的英语作文

Credit Cards

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

“On college student using credit cards”写一篇英语作文

College student credit cards can be found everywhere on a campus. It's one of the simplest temptations for young people to fall victim to. All it takes is some information and a signature to get a wallet full of "money." So many students have found themselves deep in debt by the time they graduate. They have already compromised their future by injudicious use of college student credit cards. On the other hand, having this method of payment can mean the difference between making it through higher education and having to drop out. The secret to using college student credit cards is to create a plan and stick to it. The starting point, however, is choosing the right creditor and account.

When applying for a college student credit card over the Internet, applicants will have the advantage of being able to compare interest rates and terms from different companies and finding the best deal. It is especially helpful to use a comparison website. These sites will let applicants search for a card with particular preferences then provide a list of links to cards that match. Here are some things to look for as far as preferences. Consumers need to know what the APR or the annual percentage rate is. That is the rate over the course of a year. It will be higher than the daily or monthly percentage rate. The APR is a good comparison figure.

Cardholders also need to be aware if the company charges late fees for late payments on a college student credit card. It's important to know the amount of these fees as well. Compare the amount charged by each company. They will differ. Find out if the college student credit card interest will change if the cardholder sends in a late payment. Some companies will raise the interest rate if a payment is late. It's also necessary to know the interest rate the companies charge for a cash advance. That is an important figure if a cardholder plans to get cash at certain times.

"A good man sheweth favour, and lendeth: he will guide his affairs with discretion" (Psalm 112:5). Not everyone who lends does so out of good. Unfortunately, companies are just out to make a profit from lending. Young people need to learn this before getting into debt. College student credit cards can be a part of their financial education. How one manages credit cards now will establish a habit that will carry into work experience. Take time to sit down and plan the use of this payment method and keeping credit purchases to a minimum. This type of education is just as important as what is taught in the classroom. Cardholders need to take financial education as seriously as their career education.

帮忙找找英语作文 《大学生使用信用卡的利弊》

Credit Cards

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things.

If a credit card is used in the correct way and you keep up with your payments, they can be very valuable in many aspects.

One of the most beneficial aspects of having a credit card is that it can be easier to buy things. Some companies, such as those in the travel sector like hotels, airlines and car rental companies prefer payment by credit card.

A more obvious benefit of a credit card, and one of the main reasons people apply for a credit card, is that you have access to money during emergencies.

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt.

My Opinions on Credit Cards is: Although credit cards are becoming a more acceptable part of the financial scence, it promote our consumers to spent more.

On my personal level， while enjoying a host of conveniences the credit card may bring， we couldn’t afford to ignore a conspicious fact: in most cases， parents are our sole financial sources.Instead of spending without any restrict， we are supposed to put studies on the top of our agenda and move ourselves beyond heavy dependence upon our parents.

求一篇大学生使用信用卡利弊的英语作文

思路：

1、越来越多的人使用信用卡，信用卡有哪些好处。

2、信用卡的弊端。

3、你自己的观点。

范文如下：

Credit Cards

Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things.

Credit cards, otherwise known as “plastic money”, are being offered on very good terms to encourage the change. Consumers will be able to “buy now, pay later”, and many see this as an advantage.

But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt.

The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

However, used wisely credit cards can improve the quality of people’s lives. They can give people access to money to meet sudden unplanned expenses.

Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

译文：

信用卡

个人信用卡在中国越来越普遍。银行和其他金融机构正在鼓励客户改变购买方式。信用卡，又称“塑料货币”，正以非常优惠的条件提供，以鼓励这种改变。消费者将能够“现在购买，稍后付款”，许多人认为这是一种优势。

但人们需要小心。信用卡有危险。有些人发现很容易超出预算。他们被诱惑去购买他们并不真正需要的商品，而且很快就会因债务而负担过重。信用卡通常收取很高的利息，这加剧了这些人的问题。

然而，明智地使用信用卡可以改善人们的生活质量。他们可以让人们获得钱来应付突然发生的意外开支。如果处理得当，他们可以让人们控制自己的支出，每月的报表会记录下他们的钱去了哪里。

扩展资料：

英文作文写作技巧：

1、认真审题立意

文章要有明确的主题，必须具备4个条件：准确、鲜明、深刻、集中。以作文“The English teacher I Admire Most”为例,文章的主题是关于记叙我最欣赏的一位英语老师,因而就不能泛泛谈论老师这一职业或自己的几位老师。

2、草拟提纲

文章布局要做好3件事：安排好层次段落，铺设好过渡，处理好开头和结尾。如命题作文中有提示句，还要从提示句的关键词出发，围绕关键词开拓思路，发挥联想，记录下联想到的东西，可以是句子或单词词组，可以是英语或汉语。

3、写出落主题句，理文章之脉络

一篇短文的段落一般分为引导段、主题段和结尾段。每段的主题句非常重要，是作者思维的起点，切题的准绳，阐述的对象。看到段落主题句，读者大致了解段落要阐述的内容。段落主题句通常是一个语法结构完整、内容概括、用词简洁明了的单句。

通常将段落主题句置于段落的开头，可使文章结构更清晰，有说服力。

4、参照提纲，紧扣主题句，完成各段落

有了段落主题句后，还需要顺着段落主题句的方向，参照提纲中的思路，从而完成各个段落。引导段要能引起读者的注意和兴趣，为主题段铺路架桥。

主题段应围绕文章和该段的主题来展开。展开的方式包括：顺序法、举例法、比较法、对比法、说明法、因果法、推导法、归纳法，和下定义等。可以根据需要任选一种或几种方式。

写一篇关于“Credit card on campus”的英语作文

Nowadays more and more college students are using credit cards. It has become  popular and everyone is trying it. The reason credit cards are popular is because the card user does not have to have money to purchase items, they can always pay back later when they get their salary. In my opinion, this is very dangerous because if the students can not pay their debt back to the bank they will go to jail and the banks may go bankrupt.